My Instant Offer – Lending Club Pre Approval Personal Loan (Last Update October 28th, 2018)
Personal loans are one of the hot new products being offered by banks and lenders as they appeal to such a huge audience. These loans are designed to cover a gap in finances for short term, and generally smaller amount (less than $50K is a typical high end for a personal loan). With so many offers out there, many customers are wondering whether their personal loan offer is legit. Is My Instant Offer a Scam? Is My Instant Offer Legit lending option? The answer to these questions is absolutely yes. Lending Club is one of the pioneers in personal loans and have revolutionized the industry with their peer to peer lending. Lending Club is accredited with the BBB and hundreds of thousands of loans have been issued through their service.
If you have received a letter or offer from Lending Club you may have been pre-selected for approval for a loan based on your credit profile. Offers like this are often sent out to customers who meet a set of qualifications for a specific product. Potential customers can visit the main offer page (www.MyInstantOffer.com) which will ultimately provide them access the following:
- Application for a personal loan in an amount up to $40,000
- Money which can available as quickly as just a few days
- The ability to check your rates without impacting your credit
- Ability to determine your Monthly payments based on your loan details
Whats the Lending Club Pre-Approved Loan deal?
You can enter you personal funding code to start the Lending Club loan application online. Your funding code is located on the offer letter that was sent to you by Lending Club and will be 12 number/letters in length. My Instant Offer is operated by the Lending Club who is an Equal Housing Lender. If you do not have a code but would still like to apply with Lending Club you can do so here. You can apply for a loan anywhere between $1,000 to $40,000 and you can view your rates prior to accepting the loan offer. The loan can be used for any purpose such as a student loan, a new car, home repairs, medical emergencies, or even rent money. Your funding code will be entered in to the entry field which will appear like this:
Lending Club is a peer-to-peer lending company that was founded in 2006. The idea behind the company is regular everyday people are lending their money to regular everyday people. They are registered with the Securities and Exchange Commission (SEC) and are based out of San Fransico CA. This peer-to-peer lender was first started as a Facebook’s app. Today they have grown to a multi million dollar company and have provided billions of dollars in loan funding (these numbers alone speak for their prevalence in the lending space). The Lending Club has been named as one of Forbes most promising companies and has been features in the New York Times and many other newspapers across the country.
With so many money options out there it is common for people to be concerned with running in to scams or other sources that are not legit lending options. Rest assured, Lending Club is not one of these types of companies. Pay day loan companies are one of the big reason people worry about loans like this but the personal loans provided by Lending Club (My Instant Offer) and other similar services are nothing like the high interest pay day loans which are often predatory in nature.
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